how it works

How a Kaloot merchant cash advance works



Pre-qualify in under 3 minutes by completing our online form or call us toll-free at 855-320-5732.



Get approved in 24 hours with funds deposited into your bank account in as little as 3 business days.



Repay using a small percentage of future credit & debit card volume or a scheduled fixed dollar amount.

Frequently Asked Questions

How much money can I borrow with Kaloot?

Kaloot offers up to $500,000 in funding per business location. The precise amount depends on your credit and debit card sales volume or gross monthly sales. Contact us for a fast and free funding analysis.

How do I pay back the funding?

Paying back your cash advance is easy. A small percentage of your credit and debit card sales are used to repay the funding. That means we don’t get paid until you do. We go with the ebbs & flows of your business. The better your business does, the faster the repayment. If you prefer, you may also repay the advance using a predetermined fixed daily or weekly amount. We will work with you to find the best program for your business.

Are there limits or restrictions to how I can use the money?

No, Kaloot doesn’t limit what you use the money for. Whether it’s to pay off a business loan, advertise, pay your staff, buy inventory, pay taxes or even go on a well-deserved vacation, you are free to use your cash advance as you see fit.

Is there a cost associated for receiving a quote or consultation?

Absolutely not. You will receive a free consultation and a no-cost funding analysis. There is no obligation whatsoever associated with the application process. 

What are some other benefits to using a Kaloot cash advance?

  • Approval in 24 hours or less
  • Over 90% approval rate
  • Funding in as little as 3 business days
  • Minimal paperwork required
  • No collateral required
  • Easy repayment & renewal process
  • No time limit on payback or penalties for early repayment

Have another question? We can help.

Kaloot’s friendly and knowledgeable staff is standing by to help. Call us today at 866-699-9023 or contact us online.